Interest Rates On Different Types Of Loans w.e.f. 01.04.2014:
|
Sr. No |
Name of Scheme |
Maximum loan limit |
Amount |
Interest Rate w.e.f. 01/04/2014 |
|
1. |
(A) Businesses/ firms debt (Tenders loan) (B) Loan limits for Petrol Pump Businessmen |
20.00 Lakh 30.00 Lakh |
1- Upto Rs 50,000.00 2- Upto Rs 2.00 Lakh 3- More than Rs 2.00 Lakh |
11.00% 11.00% 11.50% |
|
2. |
For small commercial vehicle loan facility |
10.00 Lakh |
1- Upto Rs 3.00 Lakh 2- More than Rs 3.00 Lakh |
10.50% 11.50% |
|
3. |
For Personal Car Loan |
5.00 Lakh |
1- Upto Rs 3.00 Lakh 2- From Rs 3.00 Lakh to Rs 5.00 Lakh |
10.00% 11.00% |
|
4. |
Financing for consumer durables for salaried individual members |
1.00 Lakh |
|
12.00% |
|
5. |
Loan dispensation under the Agricultural mechanization |
|
w.e.f 14.02.2015 | 12.00% |
|
6. |
Pandit Deen Dayal Upadhyaya cooperative self employment scheme |
2.00 Lakh |
1- Upto Rs 50,000.00 2- From Rs 50,000.00 to Rs 2 Lakh |
10.00% 11.00% |
|
7. |
Self-employed, under credit card debt |
0.25 Lakh |
|
10.50% |
|
8. |
Individual Personal Loans |
5.00 Lakh |
|
12.50% |
|
9. |
Committee Co-loan debt limit for salaried |
3.00 Lakh(per member) |
|
10.30% |
|
10. |
Loan for Home construction / repair / change / additions etc. |
10.00 Lakh |
1- Upto Rs 1 Lakh 2- From Rs 1 Lakh to Rs 3 Lakh 3- From Rs 3 Lakh to Rs 5 Lakh |
9.50% 10.00%
10.50% |
|
11. |
Loan against Real Estate property (house / flat) |
30.00 Lakh |
|
12.00% |
|
12. |
Loan by mortaging National Saving Certificates / Kisan Vikas Patra on the purchase price of N.S.C |
Less than 6 months 50% More than 6 months 55% More than 1 Year 60% 1.5 years 70% 2 years or more 75% |
|
11.00% |
|
13. |
Gyandeep Education Plan |
Based on the ability of parents redemption |
|
11.00% |
|
14. |
Loan Policy against mortage of LIC Policies |
75% of the value of surrender of the policy, 3 years away |
|
11.00% |
|
15. |
Loan for Cyber Cafe |
1.80 Lakh |
|
11.00% |
|
16. |
Loan for P.C.O, Photocopy Machine and Fax Machine |
0.70 Lakh |
|
11.00% |
|
17. |
Loan for Flour mill, Mini Rice Mill, Dalmil, Telgani |
2.40 Lakh |
|
11.00% |
|
18. |
Personal loan limit against Warehousing Corporation / Commercial Loan |
|
|
11.50% |
